Web Reference: Jan 30, 2026 · Health care just became unaffordable for millions of Americans. Here's how we got to this point and what happens next. Jan 23, 2026 · On December 31, 2025, temporary Affordable Care Act (ACA) subsidy expansions expired. Beginning in 2026, subsidy eligibility and benefit levels reverted to those set under the original ACA law. The ACA, which was passed in 2010, intended to expand health insurance coverage and reduce healthcare costs. Jan 2, 2026 · On December 31, 2025—just two days ago— expanded Affordable Care Act (ACA) subsidies expired, and roughly 22 million Americans woke up to a new financial reality. The monthly health insurance bill that cost $74 in 2025 now costs $159. The premium that was $200 is now $450.
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